David W. Nelms retired as chairman of the board of directors and Chief Executive Officer of Discover Financial Services at the end of 2018. During his 20+ year tenure leading Discover, it grew to be the most profitable US credit card company with 17,000 employees and over $100B of assets. Nelms hold a bachelor’s degree in mechanical engineering from the University of Florida and an M.B.A. from the Harvard Business School. He currently serves as Non-Executive Chairman of the Board of CDW (a Fortune 200 company) and is Finance Chair of the University of Florida Foundation.

David and Daryl have deep roots in the Tryon area and reside at their private Swiftwater Horse Farm on the Green River in Mill Spring.


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